Balanced funds

Professional portfolio management

What is a balanced fund?

Funds that invest across different asset classes (e.g. both bonds and equities) combine the growth opportunities of equity exposure with yields from fixed-income securities. Balanced funds give the fund manager more room for manoeuvre when it comes to investment.

YOU INVEST balanced

YOUINVEST balanced

YOU INVEST balanced offers investors a balanced mix of different asset classes. Within the YOU INVEST product family, this is the fund for investors with medium risk appetite. A balanced risk/return profile makes a case for this solution. Our experts continuously monitor the portfolio and optimise it in accordance with the opportunities on the market. The fund management is implemented on the basis of a traceable and structured investment process. Up to 60% of assets under management are invested directly or via other investments funds in risky assets. In the context of this investment, equities and high-yield bonds, among others, are deemed risky. The risk exposure may fluctuate from 0 to 60% over time.

Please see the legal risk notes at the end of this page.

You are interested creating wealth and providing for
your retirement? With our investment funds you will find your personal solution.

Financial retirement planning / wealth building

You are looking for an investment solution that helps you plan your finances and build wealth in the long run?

Balanced funds

Important information:

Please find further information and documents on the respective funds by clicking the fund name in the above overview.

Contact

Do you have questions or would like to get more information?

Your advisor at Česká spořitelna is happy to help you.

Interested in financial topics?

Read the EAM Investment Blog!

In Erste Asset Management's investment blog you can find
commentaries and analyses on topics such as Equities,
Sustainable Investment, Eastern Europe/Emerging Markets.

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Disclaimer

This material is an advertisement and serves only to provide additional information about the mutual funds managed by Erste Asset Management GmbH ("Erste AM").

Basic documents about the mutual funds are Fund rules ("Statut") and the Key Investor Information. Statutes of the Funds are submitted to the Czech National Bank in accordance with Czech law and their current versions are available at the registered office of Erste AM or on the website www.erste-am.cz.

The analyses and conclusions published in this material are of a general nature and do not take into account the personal needs of individual investors in terms of income, financial situation or risk tolerance. They are in no way investment recommendations. Any use of this information should therefore be preceded by consultation with a professional investment adviser to ensure that the planned investment is in line with the investor's needs and priorities and to inform the investor of the potential risks of the particular investment.

Where any return is mentioned in the information material, it should always be based on the principle that past returns are no guarantee of future returns. Any investment involves the risk of volatility in value and changes in exchange rates and the return on the original investment and the amount of any profit is in no way guaranteed. Past performance figures include the effect of fees, commissions and taxes associated with the management of the Fund. Only entry and exit fees related to the distribution of units, if any, are not included.

Erste AM and the managed investment funds registered in the Czech Republic are subject to the supervision of the Czech National Bank.